Local Insurance Experts
With 30+ A-Rated
Companies
We shop the market so you do not have to. Personal and commercial insurance solutions across Alabama, Georgia, Florida, Tennessee, Mississippi & Texas.
Commercial & Contractor
Insurance Solutions
Deep expertise in contractor and commercial industries across Alabama, Georgia, Florida, Tennessee, Mississippi & Texas.
Roofing Contractors
Specialized coverage for roofing companies including general liability, workers comp, and commercial auto.
Get Roofing CoverageHVAC Contractors
Comprehensive insurance packages for heating, ventilation, and air conditioning contractors.
HVAC InsuranceTrucking & Fleet
Commercial auto and fleet insurance for trucking companies, 18-wheelers, and delivery operations.
Fleet CoverageIndustrial Contractors
Specialized coverage for industrial maintenance and manufacturing contractors.
Industrial CoverageSmall Business
Customized business owner policies (BOP) combining property and liability coverage.
Business CoveragePersonal Insurance
For Every Stage of Life
From your first car to your forever home, we protect what matters most with coverage from 30+ A-rated carriers.
Auto Insurance
Full coverage auto policies with multiple carrier options for cars, trucks, and SUVs.
Explore CoverageHomeowners Insurance
Protect your home and belongings with comprehensive coverage tailored to your property.
Explore CoverageRenters Insurance
Affordable coverage for renters to protect personal property and liability.
Explore CoverageMotorcycle Insurance
Specialized coverage for motorcycles with competitive rates from top carriers.
Explore CoverageBoat & RV Insurance
Coverage for recreational vehicles, boats, and motorhomes.
Explore CoverageLife Insurance
Term and whole life policies to protect your family's financial future.
Explore CoverageWhy Choose Independent
Independent means we work for you — not an insurance company. That changes everything about the service you receive.
We Shop 30+ Carriers
As an independent agency, we compare rates from over 30 A-rated insurance companies to find you the best coverage at the most competitive price.
Compare RatesAnnual Policy Reviews
We review your policies annually to ensure you maintain optimal coverage as your needs change. No surprises, no gaps.
Learn MoreLicensed in AL, GA, FL, TN, MS & TX
Fully licensed across six states, we serve families and businesses throughout the Southeast with local expertise you can trust.
Our Coverage Area
Insurance Built Around
Relationships
Insurance is not just about policies — it is about people. For over 25 years, we have helped families protect their homes, assisted contractors through complex liability needs, and guided business owners as they grow. When you call, you talk to someone who knows your name, not a call center script.
Real People. Real Protection.
See what our clients across Alabama, Georgia, Florida, Tennessee, Mississippi & Texas have to say about working with us.
“Justin found me the lowest auto and home rates after I spent weeks shopping on my own. Professional, quick, and genuinely cares about saving you money.”
Justin T.
Northport, AL
“Very knowledgeable team. They took time to explain every coverage option and made sure I understood my policy before signing. Highly recommend!”
Amanda R.
Tuscaloosa, AL
“Switched my commercial auto coverage here and saved significantly. The staff is responsive and always answers my questions same day.”
Marcus D.
Northport, AL
“Justin Terry made the whole process easy. Found better coverage for my rental property at a price no one else could beat. Great local agency.”
Jennifer L.
Tuscaloosa, AL
“Been with Terry Insurance for years. Every time I call, someone picks up and actually helps. That alone is worth switching for.”
Brian K.
Northport, AL
“Needed a certificate of insurance fast for a roofing bid. Had it in my inbox within an hour. These guys understand contractor deadlines.”
Derek S.
Tuscaloosa, AL
Ready to Compare Rates?
Our team shops every option. No pressure. Just better coverage at a competitive rate.