Independent Insurance Agency · Northport, Alabama

Local Insurance Experts With
30+ A-Rated Companies

We shop the market so you do not have to. Personal and commercial insurance solutions across Alabama, Georgia, Florida, Tennessee, Mississippi & Texas.

Get Your Free Insurance Quote

We shop 30+ A-rated carriers to find you the best coverage at the best rate. No obligation, no pressure.

Just honest advice.

30+ A-rated carriers compared

Most quotes ready same day

Local agent, real relationship

No fees, no obligation

No spam. No obligation. We typically respond within a few hours.

25+
Years Combined Experience
30+
A-Rated Insurance Carriers
6
States Licensed
100%
Independent Agency

Industries We Serve

Commercial & Contractor
Insurance Solutions

Deep expertise in contractor and commercial industries across Alabama, Georgia, Florida, Tennessee, Mississippi & Texas.

Most Popular

Roofing Contractors

Specialized coverage for roofing companies including general liability, workers comp, and commercial auto.

Get Roofing Coverage

HVAC Contractors

Comprehensive insurance packages for heating, ventilation, and air conditioning contractors.

HVAC Insurance

Trucking & Fleet

Commercial auto and fleet insurance for trucking companies, 18-wheelers, and delivery operations.

Fleet Coverage

Industrial Contractors

Specialized coverage for industrial maintenance and manufacturing contractors.

Industrial Coverage

Small Business

Customized business owner policies (BOP) combining property and liability coverage.

Business Coverage

Personal Coverage

Personal Insurance
For Every Stage of Life

From your first car to your forever home, we protect what matters most with coverage from 30+ A-rated carriers.

Auto Insurance

Full coverage auto policies with multiple carrier options for cars, trucks, and SUVs.

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Homeowners Insurance

Protect your home and belongings with comprehensive coverage tailored to your property.

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Renters Insurance

Affordable coverage for renters to protect personal property and liability.

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Motorcycle Insurance

Specialized coverage for motorcycles with competitive rates from top carriers.

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Boat & RV Insurance

Coverage for recreational vehicles, boats, and motorhomes.

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Life Insurance

Term and whole life policies to protect you family’s financial future.

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The Independent Advantage

Why Choose Independent

Independent means we work for you — not an insurance company. That changes everything about the service you receive.

We Shop 30+ Carriers

As an independent agency, we compare rates from over 30 A-rated insurance companies to find you the best coverage at the most competitive price.

Annual Policy Reviews

We review your policies annually to ensure you maintain optimal coverage as your needs change. No surprises, no gaps.

Licensed in AL, GA, FL, TN, MS & TX

Fully licensed across six states, we serve families and businesses throughout the Southeast with local expertise you can trust.

Built Around You

Insurance Built Around
Relationships

Insurance is not just about policies — it is about people. For over 25 years, we have helped families protect their homes, assisted contractors through complex liability needs, and guided business owners as they grow. When you call, you talk to someone who knows your name, not a call center script.

Client Reviews

Real People. Real Protection.

See what our clients across Alabama, Georgia, Florida, Tennessee, Mississippi & Texas have to say about working with us.

“Great communication and very responsive throughout the quote process. Presented two great options that were both better than that received from competitor quotes. Highly recommended and look forward to working with him moving forward”

Jeff S.

“Terry Insurance Group is hands down the best agent we have had. Mr. Justin is friendly, knowledgeable, and always promptly and efficiently handles any requests or questions that we have.”

Marcey S.

“Terry Insurance has been handling all the needs for my real estate portfolio for several years now. Have been very satisfied with the service and the pricing of my policies.”

Clay S.

“Justin has been our insurance guy for 3-4 years now and honestly we couldn’t ask for a better guy! He cares about his customers and takes pride in his business and work! He goes above and beyond. He is just all around a very good person.”

Ashley R.

“Justin and his team are personable and quick to respond to questions. They work with you to find the insurance to fit your needs. We love having an agent who treats us like we matter. Highly recommend!”

Monika W.

“Justin Terry offers stellar professional service with personal representation. He makes himself available and is quick to answer questions or problem solve. I’ve been a client for many years and highly recommend Justin and his agency.”

Donna M.

“Justin is dedicated to finding you the best coverage for your money. His customer service is excellent. Call him today and let him quote your insurance needs.”

Tina T.

“Very quick response time, always willing to help me shop around rates when my premiums go up to find a better rate. And having the ability to go through different insurance companies has helped me save money!”

Candler S.

“Justin and company are so easy to work with and so prompt with any questions we ever have. Very knowledgeable and professional. Thanks Justin!”

Cheryl S.

“Justin Terry is very dedicated! Great company with great service!!! He goes above & beyond to make sure he gets the best rates without skimping on coverage!”

Robin B.

“Justin does a great job, and really cares about his clients. Highly recommend him!”

Carlton N.

Ready to Compare Rates?

Our team shops every option. No pressure. Just better coverage at a competitive rate.